[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bionino.cz\/nizke-danove-priznani-neni-prekazkou\/#Article","mainEntityOfPage":"https:\/\/www.bionino.cz\/nizke-danove-priznani-neni-prekazkou\/","headline":"N\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nen\u00ed p\u0159ek\u00e1\u017ekou","name":"N\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nen\u00ed p\u0159ek\u00e1\u017ekou","description":"Ka\u017ed\u00fd z n\u00e1s se m\u016f\u017ee dostat do nelehk\u00e9 \u017eivotn\u00ed situace, ve kter\u00e9 bude pot\u0159ebovat finan\u010dn\u00ed v\u00fdpomoc. M\u016f\u017ee se ale st\u00e1t, \u017ee banka tuto va\u0161i slo\u017eitou situaci nebude cht\u00edt pochopit a p\u016fj\u010dku v\u00e1m jednodu\u0161e odm\u00edtne poskytnout. \u00b7 V tom p\u0159\u00edpad\u011b m\u00e1te \u0161anci je\u0161t\u011b u nebankovn\u00edch poskytovatel\u016f hypot\u00e9k. Jedn\u00edm z produkt\u016f je zn\u00e1m\u00e1 americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed<a class=\"read-more\" href=\"https:\/\/www.bionino.cz\/nizke-danove-priznani-neni-prekazkou\/\">Read More<\/a>","datePublished":"2018-10-14","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.bionino.cz\/author\/#Person","name":"","url":"https:\/\/www.bionino.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9650bad63f840fe2951db83904c5d1edf6fafb8283b72071d80cdc2088366373?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9650bad63f840fe2951db83904c5d1edf6fafb8283b72071d80cdc2088366373?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bionino.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bionino.cz\/wp-content\/uploads\/img_a327969_w1697_t1540409778.jpg","url":"https:\/\/www.bionino.cz\/wp-content\/uploads\/img_a327969_w1697_t1540409778.jpg","height":0,"width":0},"url":"https:\/\/www.bionino.cz\/nizke-danove-priznani-neni-prekazkou\/","about":["Pen\u00edze"],"wordCount":409,"articleBody":"    Ka\u017ed\u00fd z n\u00e1s se m\u016f\u017ee dostat do nelehk\u00e9 \u017eivotn\u00ed situace, ve kter\u00e9 bude pot\u0159ebovat finan\u010dn\u00ed v\u00fdpomoc. M\u016f\u017ee se ale st\u00e1t, \u017ee banka tuto va\u0161i slo\u017eitou situaci nebude cht\u00edt pochopit a p\u016fj\u010dku v\u00e1m jednodu\u0161e odm\u00edtne poskytnout. \u00b7 V tom p\u0159\u00edpad\u011b m\u00e1te \u0161anci je\u0161t\u011b u nebankovn\u00edch poskytovatel\u016f hypot\u00e9k.  Jedn\u00edm z produkt\u016f je zn\u00e1m\u00e1 americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f.  &#8211; Co se vlastn\u011b pod t\u00edmto pojmem skr\u00fdv\u00e1?  &#8211; Plat\u00ed tato nab\u00eddka pro v\u0161echny \u017eadatele?  Tento finan\u010dn\u00ed produkt je ur\u010den pro podnikatele a jeho v\u00fdhodou je tolerance n\u00edzk\u00fdch da\u0148ov\u00fdch p\u0159izn\u00e1n\u00ed. Krom\u011b toho se v\u016fbec nezkoumaj\u00ed registry dlu\u017en\u00edk\u016f, kter\u00e9 jsou u bank tak\u00e9 v\u011bt\u0161inou velice problematick\u00e9. Ve\u0161ker\u00e9 tyto podm\u00ednky ale neplat\u00ed tak docela u \u00fav\u011br\u016f spot\u0159ebitelsk\u00fdch. Tam jsou nastavena trochu jin\u00e1 pravidla. Z\u00e1znamy v registrech se nezkoumaj\u00ed  Velkou v\u00fdhodou u americk\u00e9 hypot\u00e9ky bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, kter\u00e1 je ur\u010den\u00e1 pro podnikatele, je splatnost a\u017e t\u0159icet let a tak\u00e9 n\u00edzk\u00e1 \u00farokov\u00e1 sazba. Jestli\u017ee m\u00e1 \u017eadatel pouze drobn\u00fd z\u00e1znam v registru (nebo v ide\u00e1ln\u00edm p\u0159\u00edpad\u011b \u017e\u00e1dn\u00fd), pak dos\u00e1hne na \u00farokovou sazbu u\u017e od t\u0159\u00ed procent. Pakli\u017ee je jeho z\u00e1znam z\u00e1va\u017en\u011bj\u0161\u00edho charakteru, pak mu bude nab\u00eddnuta sazba od 6,9 procent. Budouc\u00ed klient tak\u00e9 m\u016f\u017ee tuto podm\u00ednku tak trochu obej\u00edt. Pokud m\u00e1 zm\u00edn\u011bn\u00e9 z\u00e1znamy, m\u016f\u017ee p\u0159ibrat spolu\u017eadatele, kter\u00fd je na tom v tomto ohledu o pozn\u00e1n\u00ed l\u00e9pe. Pak do \u00fav\u011bru do\u010dasn\u011b vstoup\u00ed jako spoludlu\u017en\u00edk a t\u00edm je z\u00e1le\u017eitost vy\u0159e\u0161ena. Spolu\u017eadatelem m\u016f\u017ee b\u00fdt v podstat\u011b kdokoliv. N\u011bkdo z rodiny nebo jen zn\u00e1m\u00fd \u010di kolega ze zam\u011bstn\u00e1n\u00ed.  \u00b7 Za\u017e\u00e1dat si o \u00fav\u011br je velice snadn\u00e9.  \u00b7 Sta\u010d\u00ed vyplnit online formul\u00e1\u0159 a pak u\u017e jen po\u010dkat na kontakt, kter\u00fd v\u00e1m v\u0161e pot\u0159ebn\u00e9 vysv\u011btl\u00ed.  U spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f plat\u00ed podobn\u00e9 \u00farokov\u00e9 sazby i podm\u00ednky. Posuzov\u00e1n\u00ed v\u00fd\u0161e p\u0159\u00edjmu je tu ale o n\u011bco p\u0159\u00edsn\u011bj\u0161\u00ed. Nemus\u00edte se ale ob\u00e1vat odm\u00edtnut\u00ed pomoci. Pokud to bude jen trochu mo\u017en\u00e9, neodejdete nevysly\u0161eni.                                                                                                                                                                                                                                                                                                                                                                                           4.5\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nen\u00ed p\u0159ek\u00e1\u017ekou","item":"https:\/\/www.bionino.cz\/nizke-danove-priznani-neni-prekazkou\/#breadcrumbitem"}]}]